We make employers and employees happy.

Carter's Benefits

Who is Carter's Benefits?

Established in 2009, Carter’s Benefits is the sister company to Carter’s Insurance Agency.

We provide group medical coverage and other group employee benefits.  We also offer individual health insurance,  dental, and vision.

For those over 65, we offer assistance enrolling in Medicare Drug plans and Medicare Supplements.

Our Plan...

… to bring affordable top rated insurance products and employee benefit solutions to our clients; to solve their benefit needs; to make offering employee benefits a positive experience.

Carter’s Benefits is always thinking ahead. We understand the need to be ahead of the curve. Today’s health care climate is constantly changing, and we take pride in providing our clients with the tools, products, and knowledge to empower their businesses and employees.

you are not alone

our professional services Include:

Our commitment to customer service means that we will work with you to explain the benefits and costs of different options, answer your questions, and help you make an informed decisions.

Why Carter's Benefits?

Contact us Now

Are you ready to find affordable benefit solutions? A We are here to help.

we help make it easy for you

EMPLOYEE BENEFITS

Employee Benefit review

Challenges faced by employers

Employers today are faced with increasing challenges to compete in the marketplace. There is increasing pressure for employers to hold down costs while maintaining a happy and productive work environment. Healthcare costs have been rapidly increasing over the years eating away at employer profits and slowly chipping away at employee morale. exhausted and angry.

Challenges faced by employees

Employers are left making painful decisions on what to cut and what to change. Employees are caught in the middle struggling to make decisions for their families. At the end of the day, everyone is left feeling helpless,

We Can Help!

AFFORDABLE HEALTH INSURANCE PLANS DESIGNED JUST FOR YOU

Individual Coverage

happy family

Challenges faced by Individual

With the passage of healthcare reform March 2010, we have steadily watched the “stand alone individual insurance market” go away. Today we have only a handful.

Our major metropolitan areas have additional, city specific carriers.  Rural Texas find few choices.  Blue Cross Blue Shield of Texas still offers coverage statewide in all zip codes.

Links for quotes

Medical insurance for you or your family, click to  with Blue Cross Blue Shield of Texas

Vision Insurance for your family, click Here for a quote with VSP

You can click Here and apply for coverage with Healthcare.Gov

We Are Here For You!

Medicare is Confusing

Help for Over 65

Happy Senior Adults

Challenges faced by Senior Citizens

Medicare options are confusing.

What is Part A?

What is Part B?

What if I don’t retire?

Let us explain your options

Important Links and resources

Medicare.GOV is probably one of the most useful websites we can recommend. Here you will find “official” information about medicare. 

Medicare & You is your bible for all that is Medicare. 

Who Pays First? This explains how Medicare works with other kinds of insurance or coverage and who should pay your bills first.

How to Compare Medigap Policies. This guide helps people with Medicare understand Medigap (also called “Medicare Supplement Insurance”) policies. 

Medicare.Gov Drug Finder This is hosted by the Federal Government. It allows you to input your medications, and find what plan meets your needs in your zip code for Medicare Part D drugs. 

To get a quote for a Blue Cross Medicare Supplement, click to

Let us help you navigate your different options. 

we are part of the solution. all the way through.

We treat you like our family, the way we would want to be treated.

Meet Your Consultant

Eddie Carter, Managing Partner

Eddie Carter, Managing Partner

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